Medicare Tips: Be aware of your “trial right” to use Medicare Advantage


Medicare Supplement plans, also called Medigap, typically provide very comprehensive benefits, with limited or no out-of-pocket costs.

But, they tend to cost more each month than Medicare Advantage plans.

If the monthly cost of your Medigap plan is starting to become difficult to afford, you should know that Medicare offers people a “trial right” where you can try Medicare Advantage for one year.
If you don’t like Medicare Advantage for any reason, you can switch back to the same Medigap plan, and potentially avoid having to go through underwriting, provided you do so within one year.
If you want to give Medicare Advantage a try, the Annual Election Period – or annual enrollment period – is the time to do so.

Medicare has neither reviewed nor endorsed this information.
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